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Florida

Buy Here Pay Here Dealership in Polk County

In-house financing for drivers across Polk County β€” Lakeland, Winter Haven, Auburndale, Bartow and Haines City. No bank, no hassle.

Central Polk County location β€” 20 min from Lakeland and Winter Haven.

No bank β€” we finance in-house

Approval based on income, not credit score

Same-day drive-off with 33% downpayment

3-month powertrain warranty included

Available now near Polk County

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2010 Ford Explorer

2010 Ford Explorer

$1,796
$593 Downpaymentest. $38/mo
138,145 miGasolineAUTOMATIC2010
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2005 Mercedes-benz Clk-class

2005 Mercedes-benz Clk-class

$3,496
$1,154 Downpaymentest. $74/mo
102,520 miGasolineAUTOMATIC2005
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2014 Chevrolet Malibu

2014 Chevrolet Malibu

$3,496
$1,154 Downpaymentest. $74/mo
163,343 miGasolineAUTOMATIC2014
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2009 Mini Hardtop

2009 Mini Hardtop

$3,496
$1,154 Downpaymentest. $74/mo
111,839 miGasolineMANUAL2009
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2007 Volkswagen Gti

2007 Volkswagen Gti

$3,496
$1,154 Downpaymentest. $74/mo
155,984 miGasolineMANUAL2007
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2006 Bmw 3 Series

2006 Bmw 3 Series

$3,996
$1,319 Downpaymentest. $85/mo
103,128 miGasolineAUTOMATIC2006
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2013 Bmw X1

2013 Bmw X1

$3,996
$1,319 Downpaymentest. $85/mo
154,655 miGasolineAUTOMATIC2013
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2012 Mini Countryman

2012 Mini Countryman

$3,996
$1,319 Downpaymentest. $85/mo
175,682 miGasolineAUTOMATIC2012
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2015 Audi A5

2015 Audi A5

$4,096
$1,352 Downpaymentest. $87/mo
191,406 miGasolineAUTOMATIC2015
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2016 Gmc Terrain

2016 Gmc Terrain

$4,296
$1,418 Downpaymentest. $92/mo
155,603 miGasolineAUTOMATIC2016
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2012 Volkswagen Jetta

2012 Volkswagen Jetta

$4,496
$1,484 Downpaymentest. $96/mo
109,956 miGasolineMANUAL2012
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2015 Audi A4

2015 Audi A4

$4,496
$1,484 Downpaymentest. $96/mo
143,199 miGasolineAUTOMATIC2015
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
Financing in Polk County

Buy Here Pay Here β€” no bank needed

We finance in-house so drivers in Polk County and across Florida can get approved without a credit check. Bring a paystub and a valid ID and drive home the same day.

See financing details

Common questions from Polk County buyers

What is Buy Here Pay Here?

It means the dealer is also the lender. You make your payments directly to us instead of a bank, which lets us approve buyers with bad or no credit.

How much do I need down?

About 33% of the vehicle price. On a $9,000 car that is roughly $3,000 down and ~$350/month.

Other areas we serve