Florida

Buy Here Pay Here Dealership in Polk County

In-house financing for drivers across Polk County β€” Lakeland, Winter Haven, Auburndale, Bartow and Haines City. No bank, no hassle.

Central Polk County location β€” 20 min from Lakeland and Winter Haven.

No bank β€” we finance in-house

Approval based on income, not credit score

Same-day drive-off with 33% downpayment

3-month powertrain warranty included

Available now near Polk County

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2010 Ford Explorer

2010 Ford Explorer

$1,299
$429 Downpaymentest. $28/mo
138,145 miGasolineAUTOMATIC2010
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2014 Chevrolet Malibu

2014 Chevrolet Malibu

$2,999
$990 Downpaymentest. $64/mo
163,343 miGasolineAUTOMATIC2014
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2009 Mini Hardtop

2009 Mini Hardtop

$2,999
$990 Downpaymentest. $64/mo
111,839 miGasolineMANUAL2009
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2011 Mini Hardtop

2011 Mini Hardtop

$3,299
$1,089 Downpaymentest. $70/mo
135,086 miGasolineAUTOMATIC2011
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2007 Volkswagen Gti

2007 Volkswagen Gti

$3,299
$1,089 Downpaymentest. $70/mo
155,984 miGasolineMANUAL2007
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2015 Audi A5

2015 Audi A5

$3,599
$1,188 Downpaymentest. $77/mo
191,406 miGasolineAUTOMATIC2015
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2013 Gmc Terrain

2013 Gmc Terrain

$3,799
$1,254 Downpaymentest. $81/mo
133,586 miGasolineAUTOMATIC2013
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2016 Gmc Terrain

2016 Gmc Terrain

$3,799
$1,254 Downpaymentest. $81/mo
155,603 miGasolineAUTOMATIC2016
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2012 Jeep Liberty

2012 Jeep Liberty

$3,999
$1,320 Downpaymentest. $85/mo
142,039 miGasolineAUTOMATIC2012
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2005 Mercedes-benz Clk-class

2005 Mercedes-benz Clk-class

$3,999
$1,320 Downpaymentest. $85/mo
102,520 miGasolineAUTOMATIC2005
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2016 Mini Hardtop 4 Door

2016 Mini Hardtop 4 Door

$4,299
$1,419 Downpaymentest. $92/mo
126,745 miGasolineMANUAL2016
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
2017 Mitsubishi Outlander Sport

2017 Mitsubishi Outlander Sport

$4,299
$1,419 Downpaymentest. $92/mo
120,437 miGasolineAUTOMATIC2017
3-month / 3,000-mile powertrain warranty
πŸŽ“ $500 Student Discount Β· Show ID + license
Financing in Polk County

Buy Here Pay Here β€” no bank needed

We finance in-house so drivers in Polk County and across Florida can get approved without a credit check. Bring a paystub and a valid ID and drive home the same day.

See financing details

Common questions from Polk County buyers

What is Buy Here Pay Here?

It means the dealer is also the lender. You make your payments directly to us instead of a bank, which lets us approve buyers with bad or no credit.

How much do I need down?

About 33% of the vehicle price. On a $9,000 car that is roughly $3,000 down and ~$350/month.

Other areas we serve