Florida

Buy Here Pay Here Dealership in Polk County

In-house financing for drivers across Polk County — Lakeland, Winter Haven, Auburndale, Bartow and Haines City. No bank, no hassle.

Central Polk County location — 20 min from Lakeland and Winter Haven.

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No bank — we finance in-house

Approval based on income, not credit score

Same-day drive-off with 33% downpayment

3-month powertrain warranty included

Available now near Polk County

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2010 Ford Explorer

$999

$330 DownpaymentAs low as $250/month

138,145 miGasolineAUTOMATIC2010

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2014 Chevrolet Malibu

$2,999

$990 DownpaymentAs low as $250/month

163,343 miGasolineAUTOMATIC2014

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2012 Mini Countryman

$3,499

$1,155 DownpaymentAs low as $250/month

175,682 miGasolineAUTOMATIC2012

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2013 Bmw X1

$3,499

$1,155 DownpaymentAs low as $250/month

154,655 miGasolineAUTOMATIC2013

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2012 Audi A4

$3,999

$1,320 DownpaymentAs low as $250/month

136,384 miGasolineAUTOMATIC2012

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2011 Bmw 1 Series

$3,999

$1,320 DownpaymentAs low as $250/month

165,914 miGasolineAUTOMATIC2011

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2015 Audi A4

$3,999

$1,320 DownpaymentAs low as $250/month

143,199 miGasolineAUTOMATIC2015

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2012 Audi A4

$3,999

$1,320 DownpaymentAs low as $250/month

140,758 miGasolineAUTOMATIC2012

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2012 Jeep Liberty

$4,299

$1,419 DownpaymentAs low as $250/month

117,566 miGasolineAUTOMATIC2012

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2013 Bmw 3 Series

$4,499

$1,485 DownpaymentAs low as $250/month

155,979 miGasolineAUTOMATIC2013

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

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2013 Chevrolet Malibu

$4,499

$1,485 DownpaymentAs low as $250/month

150,696 miGasolineAUTOMATIC2013

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

View vehicle

2013 Audi A4

$4,998

$1,649 DownpaymentAs low as $250/month

125,964 miGasolineMANUAL2013

3-month / 3,000-mile powertrain warranty

🎓 $500 Student Discount · Show ID + license

View vehicle

Financing in Polk County

Buy Here Pay Here — no bank needed

We finance in-house so drivers in Polk County and across Florida can get approved without a credit check. Bring a paystub and a valid ID and drive home the same day.

See financing details

Common questions from Polk County buyers

What is Buy Here Pay Here?

It means the dealer is also the lender. You make your payments directly to us instead of a bank, which lets us approve buyers with bad or no credit.

How much do I need down?

About 33% of the vehicle price. On a $9,000 car that is roughly $3,000 down and ~$350/month.

Other areas we serve

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